Glossary Terms

Daily Minding Benefit

If you have to go into hospital, as an alternative to boarding kennels many policies will pay a daily minding fee for someone else to look after your pet. Some policies insist that this must be a licensed pet minder whereas others are happy to pay anyone who is not related to you or part of your family.
Further Information

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Death from Illness Benefit

If your pet dies as a result of an illness many policies will pay compensation in the form of a death benefit.   All policies have an age limit for this benefit which can be as low as 4 years old for selected breeds of dog but is generally around 8 years for dogs.   It is often a little higher for cats.

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Dual Limit Policies

Dual limit policies are unusual in that they have more than one financial limit. Usually policies only have a one financial limit.

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Elective Treatment

Elective treatment is treatment which you choose for your pet that is not essential treatment required as a result of an illness or injury.Most pet insurance companies will not pay for elective treatment.

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Emergency Expenses Abroad

The cover provided varies but usually includes paying for travel and accommodation expenses if your pet is too ill to return home or is lost abroad.

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Excess Payment

The excess payment is the fixed amount you to have to pay towards the cost of the claim.
All policies have a fixed excess which is sometimes referred to as the standard excess

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Holiday Cancellation

Will pay holiday cancellation or curtailment costs if you have to cancel as a result of your pet requiring life-saving surgery either whilst you are away and/or shortly before you are due to travel.

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Many policies will pay for some hydrotherapy along with other complementary therapies. Hydrotherapy cover though is often limited.

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Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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