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Policy Details

Virgin Money - Accidental Injury

Policy Details




Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Accident Only £ 1,500 £70-£160 0-20% 6-11 yrs 14 Days 10%15%

IMPORTANT – PLEASE READ

Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This policy will pay vet fees for accidents only. (It does not cover illnesses.).
    The vet fees for accidents will be covered for 12 months from the date of the accident. If there are any further costs after this time you will not be covered.
    There are a range of optional benefits (including third party liability).
    You have to pay 20% of vet fees for pets from the age of 7.

  • The policy document does not define complementary therapy besides saying it is manipulative therapy or alternative therapy.
    It does however specify that you cannot claim more than £25 per hydrotherapy or physiotherapy session.
    You are also limited to 12 sessions of hydrotherapy per accident.

  • The standard excess is £70 for cats and £80 for dogs per accident.
    You can choose to double this to £160 in return for a lower premium.
    You have to pay 20% of treatment costs (known as a contribution payment) for dogs aged 7 and over.
    The excess for third party liability claims is £250.

  • You can take out a new policy for pets under 11 years old (6 years for some dog breeds).
    You have to pay 20% of treatment costs (known as a contribution payment) for dogs aged 7 and over.

 
Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

Optional

£ 1,000,000

Death/Loss Benefits

Accidental Death

Optional

£ 1,500

Death by Illness

Lost or Stolen

Optional

£ 1,500

Emergency Care (Boarding Fees)

Boarding Kennels

Optional

£ 500

Daily Minding

Optional

£ 500

Overseas Travel

Vet Treatment Abroad

Optional

 

Quarantine

Optional

£ 1,500

Loss of Documents

Optional

£ 250

Repeat Worming

Optional

 

Emergency Expenses

Optional

£ 300

Other Benefits

Advertising/Reward

Optional

£ 500

Holiday Cancellation

Optional

£ 1,000

Accidental Damage

Behaviour Consultation

 

Referral Travel Cost

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Disclaimer

Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!

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