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Policy Details

Vetsure - Accident Only Pet Insurance

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Accident Only £ 2,000 £69-£89 0-15% 9 yrs 14 Days 10%10%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • Note that Vetsure policies are available to anyone regardless of whether their pet is treated at a Vetsure practice. However you will have to pay an extra £20 excess if your pet is treated at a non Vetsure practice.
    There are no contribution charges for pets under 8 years of age.
    The public liability cover has some additional exclusions so be careful to read this section of the policy particularly carefully.
    The policy is underwritten by Atlas Insurance who are based in Malta. It is administered by Ultimate Insurance.

  • This policy provides £500 per year for complementary therapies.
    These are defined as physiotherapy, hydrotherapy, acupuncture, chiropractic manipulation, herbal medicine and homeopathy.
    There is no mention of osteopathy.

  • The excess is £89 per condition. (£69 if your pet is treated at a Vetsure practice).
    Once your pet is 8 years old you will also have to pay 15% of the vet fee costs.
    The public liability excess is £250.

  • You will have to pay a 15% contribution charge for all vet fees claims once your pet is 8 years old.
    The maximum age for taking out a new policy is 9 years old.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 2,000,000

Death/Loss Benefits

Accidental Death

£ 750

Death by Illness

Lost or Stolen

Emergency Care (Boarding Fees)

Boarding Kennels

Daily Minding

Overseas Travel

Vet Treatment Abroad


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


Holiday Cancellation

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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