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Policy Details

Vets Medicover - Diamond

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 10,000 £80 0-15% 7 yrs 14 Days NoneNone


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This is an lifetime policy which will provide ongoing treatment cover.

    We understand that it provides £10,000 of illness cover and £10,000 of accident cover per year.

    It will provide cover for any pre-existing conditions providing your pet has been symptom and treatment free for 2 years.

    You should be aware that vet fees claims are only paid if your pet has had a healthcheck in the previous 12 months.

    The policy excludes any conditions caused by your pet being overweight.

    It provides most other benefits but not holiday cancellation cover.

    It includes 3 months travel cover to any country covered by the PET travel scheme but doesn't include cover for additional travel risks such as quarantine, loss of documents etc.

  • Will pay up to £750 for complementary therapies including but not limited to physiotherapy, hydrotherapy, herbal or homeopathic medicines and acupuncture.

  • The excess for vet fees is £80 per condition.

    For older pets you pay the lower of £80 or 15% of the vet fees. (Dogs over 8 and Cats over 10). The excess for third party public liability claims is £250.

    Unusually this policy also charges an excess for other benefits of between £50 and £80.

  • This policy is only available for pets who have not reached their 8th birthday.

    For older pets you pay the lower of £80 or 15% of the vet fees. (Dogs over 8 and Cats over 10).

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,000,000

Death/Loss Benefits

Accidental Death

£ 1,000

Death by Illness

£ 1,000

Lost or Stolen

£ 1,000

Emergency Care (Boarding Fees)

Boarding Kennels

£ 200

Daily Minding

Overseas Travel

Vet Treatment Abroad



Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 250

Holiday Cancellation

Accidental Damage

£ 100

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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