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Policy Details

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Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 5,000 £75-£225 0-25% 7 yrs 14 Days NoneNone


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • Includes cover for complementary therapies up to £400 per annum.
    Includes a full range of benefits including travel cover.
    You have to pay a contribution of 10-25% for pets over 5 years old.
    Excludes dental care (except for accidents), diet food, and euthanasia
    Also excludes vet fees for any condition caused by your pet being overweight.
    It does however cover the travel costs for taking your pet to a referral vet.
    You can increase the excess in return for a lower premium.

  • Complementary medicine in this policy means

    Chiropractic Treatment
    Herbal Medicine

    The cover limit is £400 per year. (There is also a limit of £400 per condition for hydrotherapy).

  • The standard contribution is £75 per condition per policy year.
    You pay opt to increase this by up to £150 (to give a maximum of £225) in return for a lower premium. You have to pay a contribution for older pets. (10% for 5-year-old pets, 15% for 6-year-olds and 20% FOR 7-year-olds and 25% thereafter.

    The excess for third party liability claims is £100.

  • The maximum age for taking out a new policy is 7 years.
    You have to pay a contribution for older pets. (10% for 5-year-old pets, 15% for 6-year-olds and 20% thereafter).
    Death benefits are not paid for pets dying as a result of illness after their 8th birthday.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 2,000,000

Death/Loss Benefits

Accidental Death

£ 2,000

Death by Illness

£ 2,000

Lost or Stolen

£ 2,000

Emergency Care (Boarding Fees)

Boarding Kennels

£ 2,000

Daily Minding

£ 2,000

Overseas Travel

Vet Treatment Abroad





£ 1,500

Loss of Documents


£ 250

Repeat Worming



Emergency Expenses


£ 500

Other Benefits


£ 1,000

Holiday Cancellation

£ 2,000

Accidental Damage

£ 1,000

Behaviour Consultation


Referral Travel Cost

£ 2,000

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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