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Policy Details

Pets at Home - Premier for Cats

Policy Details




Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 4,000 £75-£200 10% None 14 Days 5%10%

IMPORTANT – PLEASE READ

Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • You have to pay 10% of vet fees for pets of any age.
    No higher excess payments for older pets
    Choice of voluntary excess payments to reduce premium.
    Does not cover prescription food or behavioural therapy.
    Includes comprehensive cover for travel abroad.

  • The following complementary medicine is covered

    Physiotherapy
    Chiropractic manipulation
    Osteopathy
    Hydrotherapy
    Acupuncture
    Homeopathic or herbal medicines.
    Hydrotherapy is limited to 10 sessions.

    The cover limit for complementary therapy is £750. This comes out of your vet fees limit.

  • The excess is £75 per condition. This is reduced to £65 if you use Pets at Home vets.
    You can increase this excess by £125 in return for a lower premium.
    You have to pay 10% of all treatment costs whatever the age of your pet.

  • There is no maximum age for taking out new policies.
    There is no increase in excess or contribution payments.
    If your pet dies as a result of illness you can only claim a death benefit for cats under 11 years old.

 
Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

Death/Loss Benefits

Accidental Death

£ 750

Death by Illness

£ 750

Lost or Stolen

£ 1,000

Emergency Care (Boarding Fees)

Boarding Kennels

£ 750

Daily Minding

£ 750

Overseas Travel

Vet Treatment Abroad

£ 2,000

Quarantine

£ 1,000

Loss of Documents

£ 250

Repeat Worming

£ 500

Emergency Expenses

£ 500

Other Benefits

Advertising/Reward

£ 750

Holiday Cancellation

£ 500

Accidental Damage

£ 250

Behaviour Consultation

 

Referral Travel Cost

£ 150

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Disclaimer

Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!

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