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Policy Details

Pet Insurance.co.uk - Lifetime Cover

Policy Details




Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 4,000 £85-£169 0-20% None 14 Days NK 35%10%

IMPORTANT – PLEASE READ

Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • You have to pay 20% of vet fees for pets over the age of 8.
    Benefits payable for the loss of your pet are limited to the lower of purchase price or market value, and this is then further reduced for older pets.
    There are treatment cost limits such as £45 per consultation and £90 for an out-of-hours visit.
    This policy does not include any travel cover.

  • The following complementary medicine is covered

    Physiotherapy
    Hydrotherapy
    Acupuncture
    Homeopathic or herbal medicines.
    Hydrotherapy is limited to £250 per condition.
    There is no separate cover limit for complementary therapy. These are paid out of your vet fees limit.

  • The vet fees excess ranges between £90 and £110.
    The excess for third party liability claims is £250.

  • There is no maximum age limit for this policy.
    No death benefit is payable for pets who die as a result of illness after their 8th birthday.
    You have to pay 20% of the treatment costs if your pet is over 8 years old.

 
Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,500,000

Death/Loss Benefits

Accidental Death

£ 1,250

Death by Illness

£ 1,250

Lost or Stolen

£ 1,000

Emergency Care (Boarding Fees)

Boarding Kennels

£ 1,000

Daily Minding

Overseas Travel

Vet Treatment Abroad

Quarantine

Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits

Advertising/Reward

£ 800

Holiday Cancellation

£ 1,500

Accidental Damage

£ 750

Behaviour Consultation

 

Referral Travel Cost

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Disclaimer

Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!

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