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Policy Details

Paws & Claws - Five Paws

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Condition £ 5,000 £75 0-15% None 14 Days 010


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This policy covers vet fees for accidents and illnesses.
    The policy will pay out a maximum of £5,000 per condition in any one year, and has a lifetime limit of £35,000 per condition. It also provides third party liability cover and a range of other benefits.
    There is a limit of £1,000 for CT/MRI scans, and a limit of £2,000 for cruciate ligament injuries.
    You have to pay 15% of treatment costs for pets over 8 years old (contribution payment).
    Will only pay for out of hours consultations where your pet was suffering from a life-endangering condition or your vet can confirm in writing that it was essential and not to have done so would have seriously worsened your pets condition.

  • The following complementary medicine is covered

    Homeopathic or herbal medicines.
    Laser treatment. The cover limit for complementary therapy is £800 and this comes out of your vet fees cover limit.

  • The vet fees excess is £75 per condition per policy year.
    You have to pay 15% of treatment costs for pets over 8 years old (contribution payment).
    The excess for third party liability claims is £250.

  • There is no age limit for new policies.
    You have to pay 15% of treatment costs for pets over 8 years old (contribution payment).
    No death or loss benefits are payable for pets who are over 8 years old.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 2,000,000

Death/Loss Benefits

Accidental Death

£ 1,000

Death by Illness

£ 1,000

Lost or Stolen

£ 1,000

Emergency Care (Boarding Fees)

Boarding Kennels

£ 500

Daily Minding

£ 500

Overseas Travel

Vet Treatment Abroad

£ 5,000


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 500

Holiday Cancellation

£ 1,500

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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