NCI Pet Insurance - Cover4Life
|Policy Type||Vet Fees Limit||Excess Range||Contribution Range||Maximum Age||Waiting Period||Vet Helpline||Pay Vet Direct||Price Comparison Sites||Online Discount||Multiple Pet Discount|
|Lifetime Annual Benefit||£ 4,000||£70-£90||0-10%||6-8 yrs||14 Days||No||No|
Policy Details Part 2
Policy Details Part 3
- Key Points
- Complementary Therapy
- Older Pets
This policy cover vet fees, third party liability claims and travel abroad. It also provides limited cover for some other benefits including dental treatment. It covers a full range of complementary therapy and alternative medicine.
The following complementary medicine is covered Physiotherapy Chiropractic manipulation Osteopathy Hydrotherapy Acupuncture Homeopathic or herbal medicines. Hydrotherapy is limited to 10 sessions. The cover limit for complementary therapy is £750. This comes out of your vet fees limit.
The standard excess is £70 for cats and £90 for dogs per condition per policy year. If your pet is over 10 years (7 years for selected breeds) you will also have to pay 10% of the treatment costs. The excess for third party liability claims is £250.
New policies are available for pets under 9 years of age (7 years for selected breeds of dog). If your pet is over 10 years (7 years for selected breeds) you will also have to pay 10% of the treatment costs.
Third Party Public Liability
Death by Illness
Lost or Stolen
|Emergency Care (Boarding Fees)|
Vet Treatment Abroad
Loss of Documents
Referral Travel Cost
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Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!