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Company Details

More Than Pet Insurance

More Than is the direct trading division of RSA (Royal& Sun Alliance) Plc.

RSA have been in business since 1790.

Pet Insurance Policies

More Than launched a new range of pet insurance policies in 2013.

Although these seem to be very competitively priced we have heard a few reports lately about significant premium increases on renewal.

More Than offer a choice of six policies including an accident policy, 12-month time-limited policies, condition limited policies and a top of the range £12,000 lifetime annual benefit (Premier) policy.

With all policies except the Premier policy you get some options of what you would like included in the cover

These options include travel cover, lost and found cover and farewell cover. These are all included as standard in the Premier policy.

There are no contribution payments for pets of any age as standard, but you can choose to pay 10% of vet fees in return for a lower premium.

Note that in common with some other RSA policies the holiday cancellation cover does not cover trips outside Europe.

Customer Reviews

The average claims satisfaction score for More Than Pet Insurance is 4.6 /5. Read customer reviews.

Current Policies Available

This is a list of current policies. Click on the policy name for full details and a link to the reviews.
 NameTypeVet FeesCover ScorePrice Band 
Accident OnlyAccident Only£ 2,50022%£££££ 
Basic £1,500 PolicyTime-Limited 12-Month£ 1,50044%£££££ 
Basic £3,000 PolicyTime-Limited 12-Month£ 3,00051%£££££ 
Classic £4,000 PolicyMaximum Condition Benefit£ 4,00065%£££££ 
Classic £8,000 PolicyMaximum Condition Benefit£ 8,00078%£££££ 
PremierLifetime Annual Benefit£ 12,00093%£££££ 

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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