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Policy Details

Marks and Spencer Pet Insurance - Standard

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Other £ 1,000 £50-£250 0 None 14 Days 15%5% for extra pets


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This is a dual limit policy with a vet fees claim limit is £1,000 per condition per year ( subject to a total claim limit of £4,000 per year).
    Includes complementary therapies (but not behavioural treatment) Once your pet gets older you will have to pay an increased excess but will not have to pay a percentage of treatment costs.
    No cover for travel abroad or holiday cancellation.
    Boarding fees is limited to £60 per week (maximum £600)

  • This policy provides £500 for complementary therapies (hydrotherapy, chiropractic manipulation, physiotherapy, osteotherapy).
    The policy will also pay for acupuncture, homeopathy and herbal medicine carried out/prescribed by a vet. These are part of vet fees limit.
    Behavioural therapy is not covered.

  • You can choose to have an excess payment of £50, £100 or £150 for pets under 9.
    There are no contribution charges for pets of any age.
    The excess for third party liability claims is £250.

  • There is no maximum age at which you can take out a new policy.
    The excess charges are higher for pets over 9. You can choose to have an excess of £150, £200 or £250.
    There are no contribution charges for pets of any age.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,000,000

Death/Loss Benefits

Accidental Death

£ 600

Death by Illness

£ 600

Lost or Stolen

£ 600

Emergency Care (Boarding Fees)

Boarding Kennels

£ 600

Daily Minding

£ 600

Overseas Travel

Vet Treatment Abroad


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 600

Holiday Cancellation

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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