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Policy Details

Legal and General - Accident and Illness Plus

Policy Details




Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 3,000 £75 0-20% None 14 Days NoneNone

IMPORTANT – PLEASE READ

Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • You have to pay 20% of the treatment costs for pets over 8 years old.
    Does not provide cover for boarding fees (if you are hospitalised) or travel abroad.
    Will not pay for conditions caused by your pet being overweight.
    Will only pay for out of hours consultations where your pet was suffering from a life-endangering condition or your vet can confirm in writing that it was essential and not to have done so would have seriously worsened your pets condition.
    Will only pay up to £875 for treatment of cruciate ligament injuries and £1,500 for CT/MRI scans.
    Will not pay for boarding fees if you are hospitalised.

  • The following complementary medicine is covered

    Physiotherapy
    Hydrotherapy
    Acupuncture
    Homeopathic or herbal medicines.
    Laser treatment. The cover limit for complementary therapy is £500 and this comes out of your vet fees cover limit.

  • The excess for vet fees is £75 per condition.
    For pets over 8 you will also have to pay 20% of the treatment costs (contribution payment).
    The excess for third party liability claims is £250.

  • There is no maximum age for taking out new policies.
    For pets over 8 you will also have to pay 20% of the treatment costs (contribution payment).

 
Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,000,000

Death/Loss Benefits

Accidental Death

£ 1,500

Death by Illness

£ 1,500

Lost or Stolen

£ 1,500

Emergency Care (Boarding Fees)

Boarding Kennels

Daily Minding

Overseas Travel

Vet Treatment Abroad

Quarantine

Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits

Advertising/Reward

£ 400

Holiday Cancellation

£ 1,000

Accidental Damage

Behaviour Consultation

 

Referral Travel Cost

Checkout a Policy

Disclaimer

Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!

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