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Policy Details

LV= - Essential

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Time-Limited 12-Month £ 5,000 £60 None None 14 Days 10%5%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This is a 12 month policy. It will cover vet fees for a maximum of 12 months from the date the condition started. After this time you will have to pay any further costs.
    The standard excess is only £60. There are no contribution payments for pets of any age.
    Will only pay for prescription food if it can be shown this is being used as an alternative to medication.

  • Complementary medicine in this policy means

    Chiropractic Treatment
    Herbal Medicine

    There is no separate limit for complementary fees. They are included within your vet fees limit.

  • The standard excess is £60 per condition.
    This is not increased as the pet gets older.
    There are no contribution payments for pets of any age.

  • There is no upper age limit for new policies.
    There are no contribution payments for pets of any age.
    If your pet dies as a result of illness you can claim a death benefit for dogs up until their 9th birthday and cats before their 11th birthday.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 2,000,000

Death/Loss Benefits

Accidental Death

£ 750

Death by Illness

£ 750

Lost or Stolen

£ 750

Emergency Care (Boarding Fees)

Boarding Kennels

£ 750

Daily Minding

£ 750

Overseas Travel

Vet Treatment Abroad



£ 1,500

Loss of Documents

£ 250

Repeat Worming

£ 1,000

Emergency Expenses

£ 750

Other Benefits


£ 750

Holiday Cancellation

£ 1,000

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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