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Policy Details

Homebase Pet Insurance - Gold

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Time-Limited 12-Month £ 5,000 £75-£175 None None 10 Days 10%10%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • Can increase excess up to £175 to reduce premium
    Will not pay for accidents occuring in the first 48 hours of the policy
    No contribution payments for pets of any age
    No separate limit for complementary treatment.
    Includes comprehensive travel cover (for unlimited travel to EU countries which are members of the PET Travel Scheme)
    Does not include dental treatment (except for injuries)
    Does Hydrotherapy

  • Homebase pet insurance will pay for the following therapies. There is no separate cover limit. They are paid out of the vet fees limit.

    Hydrotherapy (limited to 5 sessions)
    Chiropractic treatment
    Herbal Medicine

  • The standard excess is £75 per condition.
    You can increase this up to a maximum of £175 in return for a lower premium
    The excess for third party public liability claims is £100.
    There are no contribution payments for dogs of any age.

  • There is no age limit for taking out a new policy.
    There are no contribution payments for dogs of any age.
    You cannot claim the death benefit if your dog dies as a result of illness after their 9th birthday.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,500,000

Death/Loss Benefits

Accidental Death

£ 750

Death by Illness

£ 750

Lost or Stolen

£ 750

Emergency Care (Boarding Fees)

Boarding Kennels

£ 750

Daily Minding

Overseas Travel

Vet Treatment Abroad



£ 500

Loss of Documents

£ 250

Repeat Worming

£ 250

Emergency Expenses

£ 250

Other Benefits


£ 1,000

Holiday Cancellation

£ 3,000

Accidental Damage

£ 500

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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