Show Wide Banner Per Policy

Policy Details

Helpucover - Vital

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Other £ 500 £60-£90 0-25% 4-9 yrs Days 10%One month free


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This policy will pay £500 per condition per year. There is no time limit for treatment of any condition but the policy will only pay £2,000 in total per year to cover all conditions. .
    Will pay 25% of cost of clinical diet for up to six months
    Will pay for dental treatment provided you have had the policy for two years (and have had any recommended treatment in this time).

  • Helpucover will pay for the following complementary therapy treatments

    Chiropractic Treatment
    Massage and Healing
    They will also pay for alternative medicine in the form of homeopathy and herbal medicine.

    These fees are included within your vet fees limit.

  • Standard excess is £60 for cats and £90 for dogs.
    This is payable per condition per year.
    Once your pet reaches the age of 8 you will have to pay a contribution of 25%.
    The excess for third party liablity is £250.

  • Once your pet reaches the age of 8 you will have to pay a contribution of 25%. The maximum age for new policies is 7 for dogs (4 for certain breeds) and 9 for cats.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,000,000

Death/Loss Benefits

Accidental Death

£ 500

Death by Illness

Lost or Stolen

£ 500

Emergency Care (Boarding Fees)

Boarding Kennels

£ 500

Daily Minding

£ 500

Overseas Travel

Vet Treatment Abroad

£ 750


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 500

Holiday Cancellation

£ 500

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


Your Feedback

We are passionate about getting it right! So please do tell us about any problem you might have with the website whether it is

  • --a factual error
  • --a problem with the way the website works
  • --an error message
  • --a typo
  • --a display problem
  • --anything else!