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Policy Details

Helpucover - Premier

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Benefit £ 6,000 £60-£90 0-25% 4-9 yrs Days 10%One month free


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • Will pay 25% of cost of clinical diet for up to six months
    Will pay for dental treatment provided you have had the policy for two years (and have had any recommended treatment in this time).
    Will not pay for injuries caused by fighting if your pet has a history of fighting.
    Includes basic travel cover to any country which is a member of the PET Travel Scheme for up to 90 days.

  • Helpucover will pay for the following complementary therapy treatments

    Chiropractic Treatment
    Massage and Healing
    They will also pay for alternative medicine in the form of homeopathy and herbal medicine.

    The cover limit is £750 per policy year. These are included within your vet fees limit.

  • Standard excess is £60 for cats and £90 for dogs.
    This is payable per condition per year.
    Once your pet reaches the age of 8 you will have to pay a contribution of 25%.
    The excess for third party liablity is £250.

  • Once your pet reaches the age of 8 you will have to pay a contribution of 25%. The maximum age for new policies is 7 for dogs (4 for certain breeds) and 9 for cats.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,000,000

Death/Loss Benefits

Accidental Death

£ 1,500

Death by Illness

Lost or Stolen

£ 1,500

Emergency Care (Boarding Fees)

Boarding Kennels

£ 1,000

Daily Minding

£ 1,000

Overseas Travel

Vet Treatment Abroad

£ 4,000


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 1,000

Holiday Cancellation

£ 3,000

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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