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Policy Details

E&L - Silver Senior Annual

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Other £ 1,000 £79-£109 35% None 14 Days NK 25%10%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This policy is for pets aged 8 years or over.
    This is a 12 month policy which will pay a maximum of £1,000 per condition (total of £4,000 per policy period).
    It will stop paying for treatment either when the treatment cost reaches £1,000 or 12 months after the date the condition started whichever comes first.
    Will not pay any claims for accidents caused by your dog whilst they were being handled by someone else (either with or without your permission).
    Benefits payable for the loss of your pet are limited to the lower of purchase price or market value, and this is then further reduced for older pets.
    There are treatment cost limits such as £45 per consultation and £90 for an out-of-hours visit.
    This policy does not include any travel cover.

  • The following complementary medicine is covered

    Homeopathic or herbal medicines.
    Hydrotherapy is limited to £250 per condition.
    There is no separate cover limit for complementary therapy. These are paid out of your vet fees limit.

  • The excess fees range between £79 and £109 depending on where you live and which plan you choose.
    You will also have to pay 35% of any vet fees (known as a contribution payment).
    The excess for third party liability claims is £250.

  • This policy is for pets aged 8 years or over.
    It does not pay a death benefit for pets who die as a result of illness.
    You will also have to pay 35% of any vet fees (known as a contribution payment).

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 1,250,000

Death/Loss Benefits

Accidental Death

£ 500

Death by Illness

Lost or Stolen

£ 500

Emergency Care (Boarding Fees)

Boarding Kennels

£ 500

Daily Minding

Overseas Travel

Vet Treatment Abroad


Loss of Documents

Repeat Worming

Emergency Expenses

Other Benefits


£ 450

Holiday Cancellation

£ 750

Accidental Damage

£ 250

Behaviour Consultation


Referral Travel Cost

£ 100

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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