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Policy Details

Animal Friends Pet Insurance - Prestige

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Lifetime Annual Condition £ 6,000 £99 0-20% None 14 Days None 10%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • You have to pay 20% of vet fees for dogs over 8 years old and cats over 10 years old.
    Will not pay for injuries occuring in first five days of the policy.
    No higher excess payments for older pets.
    No separate limits for complementary therapy
    This policy does pay for behavioural treatment
    Will not pay for conditions resulting from your pet being overweight.
    Does not include cover for dental treatment, or prescription food.
    Death benefits are limited to the market value of your pet and reduce in value as your pet gets older.
    Will only pay the extra costs for out of hours consultations if your pet is suffering from an imminent life-endangering condition which required emergency intervention.
    Includes cover for emergency vet fees if travelling to EU countries which are members of the PET travel scheme.
    Death benefits are limited to the market value of your pet and reduce in value as your pet gets older.

  • Will pay for the following therapies providing they are administered by a practitioner who is a member of one of the organisations listed in their policy document providing the treatment is recommended by a vet.

    Chiropractic Manipulation
    Herbal Medicine

    There are no separate cover limits for complementary treatment. It is included with the vet fees cover limit.

  • The standard excess is £99 per condition per policy year.
    The excess for third party public liability claims is £250.
    You will have to pay a contribution of 20% for any claims for dogs over 8 years of age and cats over 10 years of age.

  • There is no upper age limit for new policies.
    Animal Friends do not automatically charge higher premiums for older pets.
    You do though have to pay a contribution of 20% of all vet fees for dogs over 8 years and cats over 10 years.
    Death benefits where the pet dies as a result of illness are not paid for pets who are 8 years or older.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

£ 2,000,000

Death/Loss Benefits

Accidental Death

£ 1,500

Death by Illness

£ 1,500

Lost or Stolen

£ 1,500

Emergency Care (Boarding Fees)

Boarding Kennels

£ 1,500

Daily Minding

£ 1,500

Overseas Travel

Vet Treatment Abroad

£ 2,000



Loss of Documents


Repeat Worming

Emergency Expenses


Other Benefits


£ 1,000

Holiday Cancellation

£ 2,500

Accidental Damage

£ 750

Behaviour Consultation


Referral Travel Cost

£ 200

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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