Show Wide Banner Per Policy

Policy Details

Animal Friends Pet Insurance - Accident Only

Policy Details

Policy TypeVet Fees LimitExcess RangeContribution RangeMaximum AgeWaiting PeriodVet HelplinePay Vet DirectPrice Comparison SitesOnline DiscountMultiple Pet Discount
Accident Only £ 2,500 £99 0-20% None 14 Days None10%


Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy.
The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

  • Key Points
  • Complementary Therapy
  • Excess/Contribution
  • Older Pets
  • This is a lifetime policy but only provides vet fees cover for accidents.
    This policy will provide £2,500 vet fees cover per year subject to a lifetime limit of £15,000 per accident
    Injuries occurring during the first 5 days of the policy are not covered
    No third party public liability cover.
    You have to pay 20% of vet fees for dogs over 8 years old and cats over 10 years old.
    Will not pay for treatment of cruciate ligament injuries.
    Will not pay for conditions resulting from your pet being overweight
    Will only pay the extra costs for out of hours consultations if your pet is suffering from an imminent life-endangering condition which required emergency intervention.

  • Will pay for the following therapies providing they are administered by a practitioner who is a member of one of the organisations listed in their policy document providing the treatment is recommended by a vet.

    Chiropractic Manipulation
    Herbal Medicine

    There are no separate cover limits for complementary treatment. It is included with the vet fees cover limit.

  • The standard excess is £99 per condition per policy year.
    The excess for third party public liability claims is £250.
    You will have to pay a contribution of 20% for any claims for dogs over 8 years of age and cats over 10 years of age.

  • There is no upper age limit for new policies.
    Animal Friends do not automatically charge higher premiums for older pets.
    You do though have to pay a contribution of 20% of all vet fees.

Benefits Covered? Cover Limits
Additional Benefits

Third Party Public Liability

Death/Loss Benefits

Accidental Death

Death by Illness

Lost or Stolen

Emergency Care (Boarding Fees)

Boarding Kennels

Daily Minding

Overseas Travel

Vet Treatment Abroad


Loss of Documents

Repeat Worming

Emergency Expenses


Other Benefits


Holiday Cancellation

Accidental Damage

Behaviour Consultation


Referral Travel Cost

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


Your Feedback

We are passionate about getting it right! So please do tell us about any problem you might have with the website whether it is

  • --a factual error
  • --a problem with the way the website works
  • --an error message
  • --a typo
  • --a display problem
  • --anything else!