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Company Details


The AA was formed originally as the Automobile Association in 1907. Although still primarily a breakdown service the AA has an insurance operation that offers many types of insurance.

The AA's pet insurance policies, like several other pet insurance policies, are arranged and administered by Ultimate Pet Partners Limited and underwritten by Ultimate Insurance Company Limited.

Ultimate Insurance Company (based in Gibraltar) and Ultimate Pet Partners (based in the UK) are both part of the Ultimate HC Limited group of companies based in the UK.

Pet Insurance Policies

The AA offer a choice of six pet insurance policies, an accident policy, three maximum condition limit policies and two lifetime annual benefit policies.

These policies have cover limits ranging from £1,000 to £5,000.

You have to pay 20% of vet fees for pets over the age of 6. (This is lower than for many other policies where the average age for older pets terms is 8)

There are restrictions on the amount they will pay for CT/MRI scans in all AA pet insurance policies, and restrictions on cruciate ligament treatment costs in the Accident/Bronze policies.

The fixed excess at £100 is higher than for most policies.

Customer Reviews

The average claims satisfaction score for AA is 0.0 /5. Read customer reviews.

Current Policies Available

This is a list of current policies. Click on the policy name for full details and a link to the reviews.
 NameTypeVet FeesCover ScorePrice Band 
Accident OnlyAccident Only£ 2,00025%£££££ 
BronzeMaximum Condition Benefit£ 1,00027%£££££ 
SilverMaximum Condition Benefit£ 3,00034%£££££ 
Silver PlusLifetime Annual Condition£ 3,00049%£££££ 
GoldMaximum Condition Benefit£ 5,00054%£££££ 
Gold PlusLifetime Annual Condition£ 5,00064%£££££ 

Checkout a Policy


Please note that pet insurance terms often change. Whilst we will do our best to keep this website up to date you must check with the appropriate insurer before making any decisions. If you find any mistakes on this website please do let us know so we can correct it for the benefit of future visitors. Many thanks!


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